2 Secondly, you ask me concerning the passage in the first epistle of the blessed apostle Paul to the Corinthians where he says: “every sin that a man does is without the body; but he that commits fornication sins against his own body.” Let us go back a little farther and read on until we come to these words, for we must not seek to learn the whole meaning of the section, from the concluding parts of it, or, if I may so say, from the tail of the chapter. “The body is not for fornication but for the Lord; and the Lord for the body.
And God has both raised up the Lord and will also raise up us [with Him] by his own power. Do you not know that your bodies are the members of Christ? Shall I then take the members of Christ, and make them the members of an harlot? God forbid. What! Do you not know that he which is joined to an harlot is one body? For two, says he, shall be one flesh. But he that is joined unto the Lord is one spirit. Flee fornication. Every sin that a man does is without the body; but he that commits fornication sins against his own body,” and so on.
The holy apostle has been arguing against excess and has just before said “meats for the belly and the belly for meats: but God shall destroy both it and them.” Now he comes to treat of fornication. For excess in eating is the mother of lust; a belly that is distended with food and saturated with draughts of wine is sure to lead to sensual passion. As has been elsewhere said “the arrangement of man's organs suggests the course of his vices.” Accordingly all such sins as theft, manslaughter, pillage, perjury, and the like can be repented of after they have been committed; and, however much interest may tempt him, conscience always smites the offender.
It is only lust and sensual pleasure that in the very hour of penitence undergo once more the temptations of the past, the itch of the flesh, and the allurements of sin; so that the very thought which we bestow on the correction of such transgressions becomes in itself a new source of sin. Or to put the matter in a different light: other sins are outside of us; and whatever we do we do against others. But fornication defiles the fornicator both in conscience and body; and in accordance with the words of the Lord, “for this cause shall a man leave father and mother, and shall cleave to his wife; and they two shall be one flesh,” he too becomes one body with a harlot and sins against his own body by making what is the temple of Christ the body of a harlot.
Not to pass over any suggestion of the Greek commentators, I shall give you one more explanation. It is one thing, they say, to sin with the body, and another to sin in the body. Theft, manslaughter, and all other sins except fornication we commit with our hands outside ourselves. Fornication alone we commit inside ourselves in our bodies and not with our bodies upon others. The preposition 'with' denotes the instrument used in sinning, while the preposition 'in' signifies the sphere of the passion is ourselves.
Some again give this explanation that according to the scripture a man's body is his wife and that when a man commits fornication he is said to sin against his own body that is against his wife inasmuch as he defiles her by his own fornication and causes her though herself free from sin to become a sinner through her intercourse with him.
Source: Letters (New Advent)